Refinance your current mortgage

We're here to help with your home refinancing.


  • Pay off high-interest debt — i.e. credit cards and car loans
  • Complete home improvements
  • Reduce student loans or pay for college tuition
  • Interest paid on the refinance is tax deductible


  • Streamlined process – efficiency and accuracy (national average for closings is 40 days)
  • Consistent communication – constant updates each step of the process
  • Experience & knowledge – experienced licensed loan officers to support your goals


  • Cash-out refinance to free up cash for home improvements
  • FHA 203(k) renovation refinance option
  • Benefit from a lower rate compared to higher credit card interest rates

Make Your Mortgage Work For You!

A mortgage refinance is the replacement of your existing mortgage with a new loan that may have different or more favorable terms, such as a shorter repayment term, lower monthly payments, or a lower interest rate.

Refinancing is a term that intimidates some homeowners, but don’t worry — the CrossCountry Mortgage team is here to educate you, and provide the necessary support so you can meet your financial goals. Refinancing often results in a more favorable financial situation.

Benefits Of Refinancing Include:

Lowering Your Interest Rate

Obtaining a lower interest rate can help you reduce your monthly payments and save money over the life of the loan.

Modifying the Term of Your Loan

Changing the term on a mortgage (for example, from 30 years to 15 years) can help you achieve specific financial goals. Shortening your term may help you avoid penalty clauses if you plan to pay off your loan early. With a shorter term, you will pay less interest over the life of your loan. You may also be able to extend your repayment term if needed.

Debt Consolidation

Consolidating multiple debts into one easy-to-manage loan can make life easier and potentially save you money, particularly if other debts feature higher interest rates.


Converting your existing loan from an adjustable rate mortgage into a fixed rate mortgage will provide you with fixed monthly payments that remain the same throughout the duration of the loan.

Mortgage Consolidation

Converting multiple mortgages into one mortgage can make repayment simpler and potentially save you money.

Free Up Cash

With a cash-out refinance loan, you can get access to funds home improvements, college tuition or unexpected medical expenses. The purpose of this type of loan is to extract equity from your home.

There are many different refinance programs to consider:

Refinance FAQs

What does it mean to refinance my home loan? Why is refinancing a mortgage beneficial? If you’ve been told to consider refinancing as an option, you may be asking some of these questions. Find your answers in the FAQ's below.

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