Get Pre-Qualified, Call Today!

732.455.8990

Mortgage Resources

Understand Your Buying Power by Getting Pre-Approved

The Mortgage Process Should be Quick and Easy

Follow these five easy steps and you will be on your way to owning your new dream home.

Step One

Apply For The Loan

We make it easy and convenient. Apply for your CrossCountry Mortgage, Inc. loan by phone or online.

Step Two

Gather Important Documents

Be sure your pay stubs, bank statements, and W-2s are all easily accessible. Some of the mortgage terminology and paperwork can be a little overwhelming, especially if you’re a first-time home buyer. That’s why CrossCountry Mortgage, Inc. is just a phone call away, always ready and willing to answer your questions and make sure you have everything you need.

Step Three

Determine the Best Mortgage for You

Adjustable rate mortgages, fixed rate mortgages, down payment considerations, the list of loan options goes on and on – there are probably some you’ve never even heard of – so how do you choose the right one for you? With our help. It’s our job to understand all the financing options available and help you determine which solution is best suited for your long-term plans. That way you’ll know you’re getting top-notch service and the best rates, too. Remember, at CrossCountry Mortgage, Inc., we’ve already pre-qualified you for a competitive low rate.

Step Four

Maintain Your Credit

Your credit, employment history, assets, property value and more will be verified. Don’t make any major purchases during this time – they will increase your debt as well as the risk for a lender. Respond to all questions and requests promptly. Complete your application thoroughly. Don’t move money around in your accounts. Disclose all other loans and credit, and be available as your closing date approaches. Any questions or concerns, just call us.

Step Five

Close the Loan

Closing typically takes place in the presence of a public notary. You’ll review final documents, pay any out-of-pocket closing costs and down payment requirements, sign the loan and get your keys! And at CrossCountry Mortgage, Inc., we can close your loan in as few as 21 days!

Mortgage Calculator

Use this mortgage loan calculator to generate a mortgage estimate. Press the "Calculate" button to find out.

Your Estimated Monthly Payment:*

$ 1,753.05
30 year fixed loan term
Get Pre-Approved

Mortgage Checklist

The following information is usually required during the loan process. Additional documentation may be requested.

  • Your government-issued photo ID
  • Federal tax returns for the most recent two years
  • W-2s for the most recent two years
  • Pay stubs for the past 30 days
  • Bank statements for the most recent two months
  • The purchase contract to your new home
  • Most recent copies of asset/retirement account statements
  • The declarations page of your homeowner’s insurance

Home Buying Guide

Our free guide to buying a home provides all the information you need to understand the home financing process, the loan options available to you, and why buying a home may be better than renting.

Home Refinance Guide

Our free guide to refinancing a home covers available refinance programs, the benefits of refinancing, and the process to refinance a loan.

 

The Home Buyer Seminar

Everything You Need to Know About Buying a Home

Wednesday, September 25

 
Register Now

6 Steps to Financial Freedom

Learn How to Master Your Budget

Thursday, August 22

 
Learn More

We Can Help, Contact Us Now

Contact Us Form

CrossCountry Mortgage Logo

CrossCountry Mortgage, Inc.
960 Holmdel Road,
Building II Suite C
Holmdel, NJ 07733
NMLS1555272

3301 Route 66 F1 Floor,
Building C Suite #130
Neptune, NJ 07753
NMLS1751132

 

Corporate NMLS3029
 

Disclosures & Licenses  |  Privacy Statement  |  Terms & Conditions

This site is not authorized by the New York State Department of Financial Services. Phone numbers displayed are not for use by New York borrowers. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Copyright © 2018 crosscountry mortgage, inc. all rights reserved.