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Articles: Non-QM

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Homebuyer discusses adjustable-rate vs. fixed-rate mortgage options with loan officer.
Loan Product

Adjustable-Rate vs. Fixed-Rate Mortgage

Learn the difference between adjustable-rate (ARM) VS. fixed rate mortgage when shopping for home loans and decide which is better for your homebuying journey.

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Exterior of rural home financed using a USDA loan.
USDA

USDA Loan Requirements 2024

Discover USDA Loan Requirements for 2024. Learn how USDA loans facilitate rural homeownership with no down payment and flexible terms. Unlock homeownership now!

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Worker carries wood for a home construction project.
Construction

What Is a Construction Loan?

Discover the ins and outs of a home construction loans. Learn about loan types, the application process, fund disbursement, and managing your finances.

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Homebuying

Can You Buy a House with No Money Down?

Looking to buy a home and have no money for down payment? Find out how you can get a mortgage with no money down and what loan options you have.

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Outside the front of a suburban home purchased using a conventional loan.
Conventional

Conventional Loan Requirements 2024

Unlock the path to homeownership with 2024 conventional loan requirements. Discover qualifications, credit scores and more to make a home purchase or refinance.

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Home Equity

Debt Consolidation Loans for Bad Credit

Debt consolidation loans are an excellent financial tool that can help you pay off your debts, decrease your total monthly payments, and accelerate your journey to financial freedom. That said, if you have taken on debt with multiple lenders, accumulated high loan amounts, and are behind on payments, your credit may not be in the best shape.

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FHA

FHA Loan Requirements 2024

Does your financial history prohibit you from qualifying for a conventional mortgage? If so, you may still qualify for a loan backed by the Federal Housing Administration (FHA). FHA loan requirements are generally much looser than other mortgage programs. Do you qualify for an FHA loan? Learn more about what to expect from the FHA loan program and how to apply. 

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Outside of manufactured home with a car sitting in carport.
Construction

Manufactured or Mobile Home Financing

Learn about the financing options for manufactured, mobile, and modular homes. Discover conventional and government mortgages, chattel, and personal loans.

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Renovation

Are Home Improvements Tax-Deductible?

Homeowners are responsible for keeping their properties up-to-date. From time to time, that responsibility calls for making improvements. The IRS encourages homeowners to do so by providing the opportunity for tax deductions on certain types of improvements.

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Family painting a wall and doing renovations on their fixer-upper.
Renovation

Fixer-Upper Renovation Loans

Your dream home could be found in a property that just needs a little lovin’. These days those properties are known as fixer-uppers, and they’re a great solution for those who want to modify an existing home exactly to their liking. Seeing potential in properties that need renovations can be very rewarding and sometimes cheaper than building a home from the ground up or buying a home that’s ready to move in.

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