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USDA

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Example of a suburban home eligible for a USDA loan.

How Does a USDA Loan Work?

USDA loans are a great option for borrowers who want to buy a home in a rural or suburban area. Learn more about how USDA loans work and if you qualify.

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USDA-eligible rural white farmhouse with dormer windows and a front porch, surrounded by field of wildflowers.

USDA Property Eligibility Map 2025

Explore the 2025 USDA Property Eligibility Map to see if a home qualifies for a no-down-payment USDA loan. Check address eligibility and loan benefits now.

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Exterior of rural home financed using a USDA loan.

USDA Loan Requirements 2024

https://crosscountrymortgage.com/mortgage/resources/usda-loan-requirements-2024/

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