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Exterior of a modern white second home with a wooden door, palm tree, and landscaped front yard.
Homeownership

How to Buy a Second Home

Owning a second home sounds like a dream. However, purchasing a cozy vacation retreat is achievable for many financially established homeowners. All you need is the right plan. From checking your finances to exploring mortgage loan options, the process requires a thoughtful, step-by-step approach. Here’s how to buy a second home that is a dream come true, not a financial anchor.

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A white cottage with black front door and fall decor, a home secured with earnest money during the homebuying process.
Homebuying

What Is Earnest Money?

What is earnest money in real estate? Learn how it works, why it's important, and when it's refundable. Get tips to protect your deposit as a homebuyer.

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Close-up of a person in a gray sweater holding a credit card and typing credit score details on a laptop.
Homebuying

What Is a Good Credit Score?

Learn what a good credit score is, how it affects your mortgage, and tips to improve it. Understand score ranges and how to get the best rates. Start today!

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FHA

FHA Loan Requirements Checklist 2025

Does your financial history prohibit you from qualifying for a conventional mortgage? If so, you may still qualify for a loan backed by the Federal Housing Administration (FHA). FHA loan requirements are generally much looser than other mortgage programs. Do you qualify for an FHA loan? Learn more about what to expect from the FHA loan program and how to apply. 

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Parent organizing and labeling boxes in living room to prepare for new school year.
Homeownership

Home Organization Tips for the School Year

Prepare your home for the new school year with these organizational tips: set up homework spaces, reorganize rooms, optimize the kitchen, and find storage.

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Exterior and lawn of ouse with curb appeal
Homeownership

Curb Appeal: Low Maintenance Improvements

Elevate your home's curb appeal effortlessly with these low-maintenance improvements. Make your house stand out with these budget-friendly curb appeal ideas.

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United States flag on a front porch
Down Payment Assistance

What Is the Hometown Heroes Program?

Discover the eligibility requirements and benefits of Florida's Hometown Heroes program for first-time homebuyers. Get up to $35,000 in down payment assistance.

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Interior of a modern kitchen showcasing potential home improvements funded by home equity.
Home Equity

What Is a Home Equity Loan?

Unlock the power of your home's equity! Learn how a home equity loan works, ways to calculate it, and the difference between a HELOC & a home equity loan.

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A couple working on their mortgage.
Loan Product

Mortgage Loans for the Self-Employed

Are you self-employed and looking to get a home loan? Learn how to qualify for our self-employed mortgage loan program and what the requirements are.

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How CrossCountry Mortgage became the nation’s top retail lender, including key stats and growth highlights.
Industry News

The Journey to #1: How CCM Became America’s Top Retail Mortgage Lender

Discover how CrossCountry Mortgage rose to become America’s top retail mortgage lender and what sets them apart in the industry.

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