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Your Local CrossCountry Mortgage Loan Officer

David Rastetter

  • Senior Loan Officer
  • Niles, OH Mortgage Loan Officer
  • NMLS #427874
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America’s #1 Retail Mortgage Lender

Hello! I’m David Rastetter II, a loan officer with America’s #1 Retail Mortgage Lender committed to delivering exceptional service and smart financing solutions for every stage of homeownership. With over 20 years of experience in finance and lending, I combine deep industry knowledge with a personal, hands-on approach to guide clients through one of life’s biggest financial decisions.

Backed by CrossCountry Mortgage’s wide range of loan programs and cutting-edge tools, I’m able to tailor solutions to fit your unique goals — whether you’re purchasing, refinancing or investing. I believe everyone deserves clear communication, reliable support and a stress-free home financing experience. I look forward to providing you with that from our first conversation to closing and beyond.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.

  • Get pre-approved for a purchase
  • Get pre-approved for a refinance
  • Calculate equity for a cash-out refi

Want to learn more about our expert take on lower rates?

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