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FHA Loan Requirements 2025
Does your financial history prohibit you from qualifying for a conventional mortgage? If so, you may still qualify for a loan backed by the Federal Housing Administration (FHA). FHA loan requirements are generally much looser than other mortgage programs. Do you qualify for an FHA loan? Learn more about what to expect from the FHA loan program and how to apply.
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First-Time Homebuyer Budgeting Strategies
Discover budgeting strategies for first-time homebuyers. Assess finances, determine affordability, and explore mortgage options for your home purchase journey.
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Can You Buy a House with No Money Down?
Looking to buy a home and have no money for down payment? Find out how you can get a mortgage with no money down and what loan options you have.
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Down Payment: How Much Do You Need for a House?
Are you ready to make the move? For many Americans, getting ready to buy a house is an exciting time you should enjoy. And often, your next step involves coming up with the down payment.
Learn More![Outside the front of a suburban home purchased using a conventional loan.](https://media.crosscountrymortgage.com/app/uploads/2024/09/outside-home-conventional-loan-2024-680x469.jpg)
Conventional Loan Requirements 2025
Unlock the path to homeownership with 2024 conventional loan requirements. Discover qualifications, credit scores and more to make a home purchase or refinance.
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Fannie Mae’s 5% Down Payment for Multi-Family Homes
Discover Fannie Mae’s 5% down payment loan for multi-family homes. Learn program benefits and qualifications needed for homebuyers to start building home equity.
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What Is a 2-1 Buydown?
Looking to lower your monthly mortgage payment when buying a home? Consider a 2-1 buydown program. When mortgage interest rates fluctuate, temporary mortgage buydowns could be beneficial for homebuyers. With a 2-1 buydown, borrowers can get reduced mortgage payments for the first two years of their loan, after which payments return to the regular rate in the third year. In this article, we’ll delve into the details of 2-1 buydowns, including how they work, their advantages, and their potential drawbacks, helping you make an informed decision when buying a home.
Learn More![Exterior of a ranch style home whose mortgage is going through a refinance.](https://media.crosscountrymortgage.com/app/uploads/2024/12/ranch-home-refinance-mortgage-680x469.jpg)
When to Refinance a Mortgage
Have you thought about refinancing? Many Americans have heard about “refinancing their mortgage” but often wonder what it means, why they should do it, and most importantly, when to do it.
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What Are Conforming Loan Limits?
In November, the Federal Housing Finance Agency (FHFA) announces new conforming loan limits for the following year. Understanding these conforming loan limits is key to making informed real estate and home financing decisions.
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Watch CrossCountry Mortgage’s Year in Review 2023
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