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FHA

FHA Loan Requirements 2025

Does your financial history prohibit you from qualifying for a conventional mortgage? If so, you may still qualify for a loan backed by the Federal Housing Administration (FHA). FHA loan requirements are generally much looser than other mortgage programs. Do you qualify for an FHA loan? Learn more about what to expect from the FHA loan program and how to apply. 

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Couple sits down to create their first-time homebuyer budget together.
First-Time Homebuyer

First-Time Homebuyer Budgeting Strategies

Discover budgeting strategies for first-time homebuyers. Assess finances, determine affordability, and explore mortgage options for your home purchase journey.

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Homebuying

Can You Buy a House with No Money Down?

Looking to buy a home and have no money for down payment? Find out how you can get a mortgage with no money down and what loan options you have.

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First-time homebuyers calculating how much down payment is needed on a house.
Homebuying

Down Payment: How Much Do You Need for a House?

Are you ready to make the move? For many Americans, getting ready to buy a house is an exciting time you should enjoy. And often, your next step involves coming up with the down payment.

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Outside the front of a suburban home purchased using a conventional loan.
Conventional

Conventional Loan Requirements 2025

Unlock the path to homeownership with 2024 conventional loan requirements. Discover qualifications, credit scores and more to make a home purchase or refinance.

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Exterior of street filled with owner-occupied, multi-family homes of 2-4 unit properties
Down Payment Assistance

Fannie Mae’s 5% Down Payment for Multi-Family Homes

Discover Fannie Mae’s 5% down payment loan for multi-family homes. Learn program benefits and qualifications needed for homebuyers to start building home equity.

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Loan Program

What Is a 2-1 Buydown?

Looking to lower your monthly mortgage payment when buying a home? Consider a 2-1 buydown program. When mortgage interest rates fluctuate, temporary mortgage buydowns could be beneficial for homebuyers. With a 2-1 buydown, borrowers can get reduced mortgage payments for the first two years of their loan, after which payments return to the regular rate in the third year. In this article, we’ll delve into the details of 2-1 buydowns, including how they work, their advantages, and their potential drawbacks, helping you make an informed decision when buying a home.

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Exterior of a ranch style home whose mortgage is going through a refinance.
Homeownership

When to Refinance a Mortgage

Have you thought about refinancing? Many Americans have heard about “refinancing their mortgage” but often wonder what it means, why they should do it, and most importantly, when to do it.

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Homebuying

What Are Conforming Loan Limits?

In November, the Federal Housing Finance Agency (FHFA) announces new conforming loan limits for the following year. Understanding these conforming loan limits is key to making informed real estate and home financing decisions.

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General

Watch CrossCountry Mortgage’s Year in Review 2023

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