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Homebuying

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What Is Escrow on a Mortgage?

Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.

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Couple and child tour home for sale during open house with real estate agent.

What Do Real Estate Agents Do?

Discover the vital role of real estate agents in buying and selling homes. Learn about their responsibilities and how to find the right agent for your needs.

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Couple tours a home during an open house with either a REALTOR® or a real estate agent.

REALTOR® vs. Real Estate Agent

Learn the difference between working with a REALTOR® and a Real Estate Agent. Discover their roles, ethical standards, and how to choose the right professional.

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Couple meets with REALTOR to buy a house.

Do I Need a REALTOR® to Buy a House?

When you're ready to buy a home you'll need to consider whether or not you want to work with a REALTOR®. You’re under no legal obligation to hire a real estate agent when making a home purchase.

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Exterior of building that could be a condo or a townhouse.

Condo vs. Townhouse: What’s the Difference

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Overhead view of homes that are a part of a homeowners association (HOA).

What Is an HOA?

Discover what a homeowners association (HOA) is, from fees to governance. Make an informed choice about your next home purchase with insights from this guide.

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A white cottage with black front door and fall decor, a home secured with earnest money during the homebuying process.

What Is Earnest Money?

What is earnest money in real estate? Learn how it works, why it's important, and when it's refundable. Get tips to protect your deposit as a homebuyer.

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How Much Home Can I Afford?

Discover your home affordability with expert tips and an affordability calculator. Evaluate your finances and debt-to-income to find your ideal price range.

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Close-up of a person in a gray sweater holding a credit card and typing credit score details on a laptop.

What Is a Good Credit Score?

Learn what a good credit score is, how it affects your mortgage, and tips to improve it. Understand score ranges and how to get the best rates. Start today!

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People discussing 15-year vs. 30-year fixed mortgage options with loan officer.

15-Year vs. 30-Year Fixed Mortgage

Find out the differences of a 15-year fixed mortgage vs. a 30-year fixed mortgage, compare pros and cons, and decide which one would be better for you.

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