Articles
Mortgage Rates Aren’t Just a Buyer Problem Anymore…They’re a Seller Problem
For the past few years, we’ve talked about higher mortgage rates as if they were strictly a buyer problem. I think we need to change that conversation.
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Maybe the Fed Hike Was Exactly What the Doctor Ordered…
On Wednesday, the Federal Reserve did something that, on the surface, sounds like terrible news for anyone thinking about buying a home: it raised interest rates by another quarter-point.
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Why “No Butts in Seats Without a Pre-Approval” Is Still One of the Best Rules for Realtors
We all know my friend Joe Lunch Pale. Joe wants to spend the next three weekends looking at houses. Maybe write a low offer here and there just to see what happens. And according to Joe, financing won’t be a problem.
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Washington Stirs the Pot Again…Mortgage Rates Climb to 15-Month High
Just when it appeared tensions in the Persian Gulf might finally be cooling, Washington stirred the pot again.
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If You’re Going to Be a Bear…Be a Grizzly Bear
Each week I write about what I see happening in the real estate and mortgage markets. Sometimes it’s rates, loan programs or strategies for buyers and sellers. Every once in a while, however, I see something that concerns me.
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Realtors: Are You Targeting the Wrong Buyer?
For decades, Realtors have heavily marketed to first-time homebuyers…and for good reason. They had no home to sell, no sale contingency, and could often make a cleaner offer than someone who needed to sell before buying.
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Oil’s Retreat Gives Mortgage Rates a Brief Respite
After weeks of geopolitical tensions helping drive mortgage rates higher, financial markets finally found a measure of relief as easing concerns over global oil supplies sent energy prices lower.
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Metro Atlanta’s Housing Slowdown Has More to Do With Home Prices Than Interest Rates
If you ask almost any real estate agent why homes are taking longer to sell, you'll likely hear the same answer: mortgage rates.
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The Best Time to Shop for a Mortgage Isn’t After You Find the House
Imagine buying a car, signing the paperwork, and then deciding it's time to compare dealerships. Sounds ridiculous, right? Yet every day, homebuyers do the mortgage equivalent.
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The Most Expensive Question Homebuyers Never Ask
If I had a dollar for every prospective homebuyer whose first question was, "What's your rate?"...well, I could probably buy down my own mortgage rate.
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