Where Do WE Go From Here…
Inflation, mortgage rates, and gasoline prices have all surged to three-year highs, placing significant pressure on the U.S. housing market and causing real estate activity to slow sharply in recent weeks.
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Inflation, Shrinkflation, Stagflation: Pick Your Poison
If the current economic moment feels like a vocabulary test no one studied for, that’s because it is.
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This Week’s Market Reflection: A Beautiful Day for Housing and the Economy
Inspired by U2’s 2000 hit “Beautiful Day,” this week’s economic outlook carries a similar message: after three turbulent years, the horizon is finally brightening. The Dow Jones Industrial Average has pushed past the 45,000 mark
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This Week’s Market Reflection: Inspired by the Bangles “Walk Like An Egyptian”
Over the years, I’ve observed two markedly different approaches to selling real estate—resale properties versus new construction—and it may be time for resale sellers to start “selling like a builder.”
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They Are Back…and You Need to Beware…
If the Rate Quote Looks Too Good to Be True… It Probably Came From a Roach With a Headset. A funny thing happened a couple of weeks ago when mortgage rates briefly dipped below the 6.00% benchmark.
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The Big Gouge
Today’s article is a bit of a tribute to one of my favorite movies: The Big Short. If you’ve seen it, you know the plot: a handful of people figured out that the system was being distorted, mispriced, and, in some cases, outright manipulated
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Just Ask Joe
I’ve spent a good chunk of my adult life sitting across from my buddy Joe Lunch Pail talking about the economy. Not the kind with charts, graphs, or some guy on TV pointing at a screen.
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Good Intentions, No Follow-Through: Why Policy Uncertainty Is Keeping Markets Flat
Investors aren’t suddenly confused by math. They’re confused by the whiplash. One day it’s tariffs on, next day tariffs off. Government jobs are bloated, then they’re strategic.
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Lender for Life—or Just Another Transaction?
When buying almost anything, everyone wants a “good deal.” That instinct makes sense. But when it comes to mortgages, many buyers do not fully understand what a good deal actually looks like.
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Rates Edge to Lowest Levels in Three Years… But Don’t Pop the Champagne Yet
Mortgage rates drifted modestly lower this week, with the average 30-year fixed settling near 5.99%, typically accompanied by 0.50–0.75 discount points. Yes, that technically places us below the psychologically stubborn 6% threshold.
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