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Team Montani

We’ll be with you every step of the way

As America’s #1 Retail Mortgage Lender, we work together to make every mortgage feel like a win. And when you work with us, we’re dedicated to one thing: You.

Home financing is more than a single loan – it’s about our communities. From first-time homebuyers building a new life to homeowners improving their finances using home equity, we’re dedicated to helping people prosper.

Our team is filled with dedicated loan officers living, supporting and serving their communities. We each offer our own individual specialties, from expert knowledge of home loan programs and the mortgage process to personal knowledge of the neighborhood you’re house hunting in. But in the end, we all come together to provide an exceptional experience and get it done for you.

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Better Business Bureau Award Scotsman Guide Top Workplaces 2026 2025 Scotsman Guide Top Mortgage Lenders Award 2025 The Plain Dealer Top Workplaces Award

Contact

Meet our team

Lawrence Montani Photo
Team Leader

Lawrence Montani

  • Originating Branch Manager
  • NMLS #7170
  • 1 Bethany Road
  • Suite 16
  • Hazlet, NJ 07730
Apply Now Visit My Website
Nicholas Montani Photo

Nicholas Montani

  • Originating Branch Manager
  • NMLS #1601794
  • 2025 Scotsman Guide Top Emerging Stars Award
  • 1 Bethany Road
  • Suite 16
  • Hazlet, NJ 07730
Apply Now Visit My Website
Anthony Cusanelli Photo

Anthony Cusanelli

  • Mortgage Loan Originator
  • NMLS #2001353
  • 1 Bethany Road
  • Suite 16
  • Hazlet, NJ 07730
Apply Now Visit My Website

Our support staff

Alyssa Gardiner

Alyssa Gardiner

Branch Administrative Assistant
Kelsey McDonald

Kelsey McDonald

Loan Partner I
Nicholas Marino

Nicholas Marino

Pipeline Management Specialist
Marisa Browning

Marisa Browning

Loan Partner Team Lead
Zackary Godfrey

Zackary Godfrey

Loan Officer Assistant

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Inspiration for your home loan journey

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First-time homebuyers calculating how much down payment is needed on a house.

Down Payment: How Much Do You Need for a House?

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Young couple holding hands while walking in front of a home, representing today's first-time homebuyers.

First-Time Homebuyer Statistics: Why the Average Buyer Is 40

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Couple sits down with mortgage loan officer to calculate how much it would cost for them to refinance.

How Much Does It Cost to Refinance a Mortgage?

Learn More

How much will your mortgage payment be?

Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A daughter hugging her mother while she is researching mortgage opportunities in their home.
Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.

  • Get pre-approved for a purchase
  • Get pre-approved for a refinance
  • Calculate equity for a cash-out refi

Want to learn more about our expert take on lower rates?

Get Pre-approved

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity. 

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days. 

Get Started – Fixed Get Started – Flex

It’s your time to buy.

Homebuying is always in season. You may be thinking of a first home. Or it could be time for a vacation home or investment property. Start now with a pre-approval and you’ll be ready to buy when you see what you want. No matter the home, we’ve got the loan.

We’d love to hear from you.

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