The Hallasan Group
Your Future Our Focus
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2300 Highland Village Road, Suite 405 Highland Village, TX 75077 Tel (877) 391-1034 [email protected]
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- Purchase
- Refinance
We’ll be with you every step of the way
When we founded this group, we wanted to identify with something beyond the ordinary to represent our business philosophy. Instead of using our last name, we turned to our experience and expectations, and chose Hallasan. By choosing a name representing our highest ideals, we set the standard for our team.
The Hallasan Group is named for the highest peak in South Korea, a country that holds a special place in our hearts after working on several multi-billion-dollar projects there. Mount Hallasan is a symbol of strength and beauty. We strive to combine those same virtues in our everyday interactions with clients, referral partners, and each other.
We are experts in mortgages serving a full spectrum of clients, including companies that may want to enhance their employee benefit offerings with a preferred mortgage savings plan. We look forward to helping you with your home financing needs by providing exemplary advice and superior service at America’s #1 Retail Mortgage Lender.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Monty’s testimonials
Meet our team
Monty Felts
- Originating Branch Manager
- NMLS #1714318
- 2300 Highland Village Road
- Suite 405
- Highland Village, TX 75077
Ben Edwards
- Loan Officer
- NMLS #1582312
- 2300 Highland Village Road
- Suite 405
- Highland Village, TX 75077
- [email protected]
- mobile 832-817-3850
- tel 469-575-4394
- fax 469-731-3973
Our support staff
My social posts
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.