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1842 Centre Street, Suites 202 & 203 West Roxbury, MA 02132 Mobile (617) 686-1873 Tel (617) 934-8080 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- FHA Loan
- Jumbo Loan
- Purchase
- Refinance
- VA Loan
Sofia Travayiakis
- Branch Manager West Roxbury
- West Roxbury, MA Mortgage Loan Officer
- NMLS #34453
I’ll be with you every step of the way
Hi, I’m Sofia, a proud member of the Boston real estate community for 19 years and a seasoned professional with over 25 years of experience in the mortgage industry. Since 1997, I’ve been active in all aspects of home financing, holding licenses in Massachusetts, New Hampshire, Rhode Island, and Maine. My team and I are dedicated to helping you achieve your homeownership dreams through personalized guidance and expert knowledge.
Understanding your needs and financial situation is at the heart of what I do. Collaborating with financial planners, accountants, and managers, I ensure you have the right tools to secure the ideal financing solution. A mortgage is more than just a loan—it’s a financial tool that deserves careful consideration to unlock its full potential. With my experience, you can trust you’re in capable hands.
Professional, passionate, responsible, and knowledgeable, I’m proud to serve as part of America’s #1 Retail Mortgage Lender in West Roxbury, MA. Let’s work together to turn your homeownership dreams into reality!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.