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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Ari Brody
- Originating Branch Manager
- Brooklyn, NY Mortgage Loan Officer
- NMLS #147672
I’ll be with you every step of the way
Hi, I’m Ari, and I’ve been in the mortgage business since 2001. Over my career, I’ve held many positions in the industry, which has given me a broad and diverse understanding of the mortgage process. I take great pride in making life’s largest purchase one of the easiest. With the mortgage process being potentially difficult and overwhelming, it’s crucial to have someone experienced to guide you through it. My team’s goal is to make every client a “Raving Fan” — someone who not only refers us but “raves” about our service.
For the past three years, I’ve been actively coached by The Core, the top mortgage and real estate coaching company in the country. This has had a huge impact on both my personal life and business. I’ve been ranked in the top 1% of loan officers in the country for the last several years, and I continue to grow my business one Raving Fan at a time.
With the support of my Brooklyn, NY team, I look forward to making your homeownership dreams a reality at America’s #1 Retail Mortgage Lender!
Ari’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.