Headshot of Joe Bacigalupo

Joe Bacigalupo

Loan Officer

Joe Baci Team

NMLS #1069492

Adress
7760 France Ave. S, Suite 1010
Bloomington, MN 55435
Contact Methods
Email
mobile Mobile
(612) 237-9868
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Joe

Hi, my name is Joe. I’ve been in the mortgage business since 1997, and my passion for helping clients realize their homeownership dreams has never waned. Specializing in first-time homebuyers, I have the experience, enthusiasm, and ability to be an integral part of your homebuying journey. Based in Bloomington, MN, I’m proud to be part of America’s #1 Retail Mortgage Lender.

We’ll start with a conversation about your goals and how to achieve them. I’ll guide you through the steps from applying for financing to closing your loan, keeping you informed and answering your questions along the way. You can count on me to be by your side from our first discussion to moving day.

Whether you want to buy a home, refinance, or renovate, I offer a variety of loan programs to fit your needs. From conventional and jumbo to FHA and VA, we’ll personalize the mortgage experience to match your goals. I look forward to being your home purchase partner.

Specialties

  • Purchase and Refinance
  • First Time Homebuyers
  • Purchase
  • Refinance Loans
  • VA Loans
The kitchen of a new homeowner

Buying now means saving later

 

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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