Headshot of Michelle Rebok

Michelle Rebok

Branch Manager

Michelle Rebok Team

NMLS #475194


About Michelle

After spending several years in banking as a teller and customer service representative, I realized that helping individuals and families with home financing was where I wanted to focus. I have been in the mortgage industry since 2005 and I come to work as excited and energized today as I did when I started.

I am proud to work with first-time homebuyers to help them experience the dream of homeownership but I also enjoy helping buyers who are not purchasing for the first time. My experience in customer service has helped me create lasting relationships with my clients and business partners.

Maintaining effective communication through the home financing process is key to my success. I am committed to educating clients, keeping them informed, and helping them secure a loan that fits their individual needs. I am licensed in Maryland and Pennsylvania. I am a Veteran Mortgage Advisor, specializing in VA home loans. I also offer USDA, FHA, and Conventional financing as well as state specific down payment assistance programs and non-traditional financing such as Bank Statement loans.

In my spare time, I serve on the Board of the Boys and Girls Club of Chambersburg and Shippensburg. I am passionate about helping today's youth reach their maximum potential. I enjoy camping, reading, and supporting our community in various ways.

My Values: Communication, Relationship Building, Proactive, Organized, Client-Focused, Trust, Authenticity, Compassionate


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

A homeowner and child waving goodbye to mortgage insurance with Bye-Bye PMI

Save on your mortgage every month

Say Bye-Bye PMI


Typically, when your down payment is less than 20%, you have to pay monthly private mortgage insurance (PMI).

CCM Bye-Bye PMI offers qualified borrowers a conventional mortgage for as little as 15% down without PMI. That’s monthly mortgage savings and a smaller down payment, giving you more purchasing power.

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Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

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Send me a message below or give me a call at 717-398-3781