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First-time homebuyers calculating how much down payment is needed on a house.
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The Wealth First Challenge: Where Will You Be in 10 Years?

A decade goes by faster than people realize. Think back to where you were ten years ago — it probably feels like the blink of an eye. That’s why Carl White says, “The time will pass anyway — you might as well have something to show for it.”

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How Millennials & Gen Z Are Rewriting the Wealth Playbook

Millennials and Gen Z aren’t following the old financial rules — and honestly, they shouldn’t be. High rents, rising home prices, changing job markets, and student loan balances have reshaped how younger generations approach wealth building.

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The Cost of Waiting: Why Time Matters More Than You Think for First-Time Homebuyers

First time buyers really are getting older, homeowners really do have far more wealth than renters, and when I layer in what has actually happened to prices and equity in Charlotte since 2015, the "cost of waiting" becomes impossible to ignore.

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