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Your Local CrossCountry Mortgage Loan Officer

Steve Cowan

  • Loan Officer
  • Henderson, NV Mortgage Loan Officer
  • NMLS #145553
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I’ll be with you every step of the way

Hello! My name is Steve. Once upon a time, a friend asked me if I was interested in home financing. Today, I’m a senior loan officer at the Henderson, NV branch of America’s #1Retail Mortgage Lender. I specialize in real estate agent relationships, customer service and helping clients understand what they qualify for and their options. I’m always available to answer questions and provide personal guidance. From applying to receiving your keys or completing your refinance, I want you to feel confident every step of the way. Whether you want to buy, build, refinance or renovate, I offer a variety of loan programs to achieve your goals. From first-time homebuyer and one-time-close construction programs to conventional, VA, FHA and DSCR loans, we’ll discuss specifics and personalize the mortgage experience to fit your plans. I look forward to starting your home financing journey.

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A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
Beautiful white and grey manufactured home.
Military member coming home to his daughter in his VA-funded home.

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Save With Our Manufactured Home Loan

We’ll get you home for less℠ 

What’s affordable, sustainable, and energy efficient? A manufactured home! We make them even more affordable with a lower interest rate loan for qualified buyers. 

If the home is your primary residence, and you meet income requirements, you’ll get a lower interest rate and save money on your mortgage payment. 

Ready to save every month? 

Get started

Come Home With a VA Loan

Did you know VA mortgage loans are not only for Veterans? Qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses can take advantage of this important benefit. VA loans offer 100% financing without mortgage insurance, and the VA benefit is re-usable. 

Purchase or refinance, contact me to learn more. 

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