It’s your home equity — access it faster

Close in a few minutes – get funds in a few days

Rising home values may give you a source of money you haven’t considered. A home equity line of credit (HELOC) can unlock those funds. Most HELOCs take weeks from the time you apply to the time you get your money. Not CCM Equity Express – a fast home equity loan from CrossCountry Mortgage.

A few minutes to close. A few days to fund.* That's all it takes to tap your home equity with CCM Equity Express. Choose between two HELOCs: Equity Express Fixed for a fixed rate and Equity Express Flex for a variable rate.

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Fast Home Equity Loan. Secure. Fully automated.

Get approved quickly and use the money to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses. It’s your choice.

CCM Equity Express

Fixed Flex
Loan amount** $25K-$400K $25K-$400K
Borrow up to 85% of home value 80% of home value
Loan type/term Fixed 30,15,10,5 Variable 30 (5yr interest-only, 25yr repayment)
Property type 1-2 unit, condo 1-4 unit, condo
States*** All except KY,NY,PR,WV All except MN,NY,OR,PR & TN
Get Started-Fixed Get Started-Flex
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CCM Equity Express vs. a traditional HELOC

CCM Equity Express Traditional HELOC
Time to apply 5-10 minutes 45 minutes
Funds available 5-10 days 45-60 days
Rate type Fixed Variable
Application Fully automated Traditional
Property valuation Automated valuation Appraisal
Income/asset verification Automated Manual/some automation
Document signing eSign/manual Wet sign
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Frequently asked questions