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CrossCountry Mortgage Lenders in Oceanside, CA

CrossCountry Mortgage is serving Oceanside neighborhoods for over 50 years. We are proud to provide mortgage loans for minorities and first time home buyers assistance programs. Select one of our local loan officers below to get started.

Loan Officers in Oceanside

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Albert Ramos Photo

Albert Ramos

  • Loan Officer
  • NMLS #2436183
Rating: 4.8 out of 5 stars
  • 805 College Blvd
  • Suite 103
  • Oceanside, CA 92057

Explore Oceanside

Own
Rent

Population

174,461

Rankings

B-
Overall Grade
B+
Public Schools
C
Crime & Safety
D-
Housing
B+
Nightlife
B-
Good for Families
A+
Diversity
C
Jobs
A+
Weather
D-
Cost of Living
B+
Health & Fitness
A
Outdoor Activities
B
Commute

Real Estate Insights

Median Home Value

$568,700

National Average: $244,900

<50k 2%
50-99k 2%
100-199k 3%
200-399k 15%
400-749k 63%
750k+ 15%

Median Home Rent

$1,903

National Average: $1,163

<500 3%
500-999 4%
1000-1499 15%
1500-1999 34%
2000+ 43%

Top Public Schools

A+
Sage Creek High School
Rating: 4.37 out of 5
4.37
A+
Mission Vista High School
Rating: 4.14 out of 5
4.14
A
High Tech High North County
Rating: 3.82 out of 5
3.82
A
Carlsbad High School
Rating: 3.86 out of 5
3.86
A
Double Peak

Top Private Schools

A+
Pacific Ridge School
Rating: 4.13 out of 5
4.13
A+
The Grauer School
Rating: 4.82 out of 5
4.82
A
Army and Navy Academy
Rating: 4.3 out of 5
4.3
A
St. Joseph Academy
Rating: 4.34 out of 5
4.34
A
Pacific Academy - Encinitas
Rating: 3.57 out of 5
3.57

Residents

Gender

Male 50%
Female 50%

Diversity

Poverty Rate 9.7%
Unemployment 4.1%
Non-Citizens 9.1%

Age

<10 years 12%
10-17 years 10%
18-24 years 9%
25-34 years 16%
35-44 years 13%
45-54 years 12%
55-64 years 13%
65+ years 15%

Racial Diversity

White 44%
Hispanic 38%
African American 4%
Asian 7%
Two or more races 5%
Other race 0%
American Indian or Alaska native 0%
Hawaiian or other Pacific Islander 0%

Education

Master's degree or higher 12%
Bachelor's degree 21%
Some college or associate's degree 34%
High school diploma or equivalent 19%
Less than high school diploma 13%

Household Income

<25k 12%
25-44k 13%
45-74k 20%
75-149k 33%
150k+ 21%

How much will your mortgage payment be?

Enter the basic loan terms (and additional information if you wish) to calculate your monthly mortgage payment and see a breakdown by category.

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.