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Dreaming about Railroads, Rates, and Hot Pockets!

Dream Quote of the Day: “It is not true that people stop pursuing dreams because they grow old, they grow old because they stop pursuing dreams.”  - Anonymous

Waffles, Muppets, Rates, and my High School GPA!

Pillow Quote of the Day: “There is no pillow as soft as a clear conscience.” – John Wooden

Negotiating Rates, 80's Music, and 4th of July Facts

I’ve been doing Zoom calls with my therapist since the pandemic started, and I have to say I think I’m running out of stuff to talk to her about. This morning we spent 10 minutes on the things I would do for a Klondike Bar. Ten full minutes. At $150 an hour that’s $25 I spent trying to entertain her when I should be working on my problems – one of which is saving money. If you have the same problem you’d be interested to know it’s a heck of a time to refinance – rates are super low! More on those below…

Slow Skunks, Roller Coaster Rates, and an Otter

We got a rescue dog about five years ago and never knew her breed, but I’m pretty sure she’s half Shti Tzu and half annoying. I figured this out over the last four months while working from home because she continually tries to escape by digging the same hole (that I fill back up) every day, she chases squirrels like they’re al Qaeda, and has no fear of skunks even though she’s been sprayed twice

Considering Vacuum Cleaners, Rates, and Psycho Turns 60!

Consider Quote of the Day: “You never really understand a person until you consider things from his point of view.” – Harper Lee

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