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Understanding Asset Depletion As Income

But what if your income and savings are tied up in retirement accounts, such as 401(K), mutual funds, and other investment accounts? This is somewhat confusing, yet surprisingly simple way to establish your income, and it may be the best strategy for securing your loan.


15-Year Vs 30-Year Mortgage: What Every Homeowner Needs To Know

When searching for a home, one of the most important decisions you’ll have to make is the time period for your loan. In this case, the two most common are 15-year mortgages and 30-year mortgages. Each one has its own advantages, and understanding the difference will make you a better borrower.


1031 Exchange: The Little Tax Code That Makes A Big Difference

If you are a business owner, you need to use all the tax benefits that are available to you. This includes the 1031 exchange, a useful option that allows you to lower your overall tax liability when buying and selling homes.


Upfront Costs: How Much Will You Need To Make A Purchase?

Purchasing a home is not quite as simple as it looks on television. There are numerous fees and costs associated with the purchase, and, while most are affordable, they add up in total price. Make sure you are prepared by understanding the upfront costs for purchasing a home.


If You Have No Credit Score, There Are Still Options For A Mortgage Loan

The truth is simple: you can get a mortgage loan even if you have no credit score. While a score (specifically a good score) increases the convenience of getting a high-quality loan, there are still options.


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