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What is a Closed-End Second Mortgage?

A closed-end second mortgage lets you tap into your home equity in a lump sum. Find out whether a second mortgage is right for you.


What is a 2-1 Buydown?

As interest rates climb, temporary buydowns have become an avenue that some sellers and buyers may consider.  We’ll explore exactly what a 2-1 buydown is, how it works, and the pros and cons to help you make a decision.


Preapproval vs. Prequalification

When you decide to buy a home, you’ll have to go through an extensive lending process. For many homebuyers, this can be unfamiliar territory, leaving you with questions about the difference between preapproval vs. prequalification. Here’s what you need to know about the preapproval process and how it differs from prequalification.


Which one to apply for? HELOC or Home Equity Loan.

Home equity borrowing is exploding across the country, thanks to the current housing market. But with multiple options to choose from, you might find yourself wondering which one to apply for — HELOC or home equity loan.


What are ITIN loans?

For segments of the population where it might be challenging to pursue conventional loan options, an ITIN loan could be a consideration. We'll tell you what an ITIN loan is, how to get one, and the loan requirements.


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