At CrossCountry Mortgage, Inc., we know that life happens — major expenses pop up unexpectedly or sneak up on you no matter...
You walk up to the front door. This is it. You scoured every listing website you could think for photos of the house. There were not that many photos, but the description sounded perfect, so you couldn't be more excited to see it in person! You turn the knob, push open the front door, and begin to walk from room to room.
Whether you’re buying a new home or refinancing your current home, you’ve got a goal in mind, and we’re here to help! With our streamlined loan process, we can help you close in as few as 21 days. Our streamlined loan review process can help you buy or refinance a home faster than ever before.
Housing inventory is down across the country, which makes buying a home more competitive. In addition to your offer on a home, the ability to close quickly is critical. Sellers and agents don’t want to lose valuable time waiting for a potential buyer to get approved for a loan, only to have it fall through. Many won’t even work with a buyer who isn’t already pre-approved.
There are two major out-of-pocket costs that are due at closing — the down payment and closing costs. The down payment is a percentage of the home’s sale price that you pay up front.