Want to buy or refinance a home but unsure where to start?
Many home financing programs are available - here’s an overview
Buying a home
So, this is it. You’ve decided to take the plunge and purchase a home. Maybe you’ve been renting for years and are ready for the next step in life. Maybe you’ve worked hard over a long career and can now afford that large, beautiful home you’ve always dreamed of. Or maybe you want rental income as part of your retirement strategy and want to invest in real estate.
Clearly, there are many reasons to purchase a home. To support those various goals, CrossCountry Mortgage, Inc. offers a broad portfolio of purchase programs.
Refinancing an existing mortgage
Already own a home? You may be surprised at what you can do with your existing mortgage. From refinancing to lower your rate and monthly payment to consolidating debt into one loan, refinancing gives you a wealth of options to put yourself in a more beneficial situation.
You’re not alone
Identifying the right loan program for your financial situation and goals can be a complex task, but a licensed loan officer can guide you toward the right decision. A licensed loan officer can help you understand the options available and walk you through the home financing process from start to finish so you know exactly what to expect.
Our team is ready to help you obtain the financing solution for your needs. When you’re ready, please contact one of our knowledgeable licensed loan officers.
CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Certificate of Eligibility required for VA loans. CrossCountry Mortgage, Inc. is an FHA Approved Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. All loans subject to underwriting approval. Certain restrictions apply. Certificate of Eligibility required for VA loans. USDA Loans: Borrower income limited to 115% of median income for the area. Borrowers must have reasonable credit histories. 30-year loan term. Housing costs cannot exceed 29% of income; total debt payments cannot exceed 41% of income. Homes must meet state and HCFP building codes. Funding fee required. Available only in designated USDA rural areas.