A loan-level pricing adjustment (LLPA) is a risk-based fee for mortgage borrowers using a conventional mortgage. Learn how they can affect your mortgage rate.

Reverse mortgages allow homeowners 62 or older to access home equity without monthly payments. But there are fees and risks, so weigh pros and cons carefully.

Down payment assistance can help you buy a home with little or no money down. Find out if you’re eligible for DPA and learn about different programs available.

Unlock home equity with a cash-out refinance! Learn the process, benefits, pros, cons, and tips in this comprehensive guide on how a cash-out refinance works.

Escrow is used to hold funds for property taxes, homeowners insurance, and other expenses related to your home. Learn more about escrow and how it works.

Renting vs. owning: What are the advantages? Renting and owning have different advantages and disadvantages. Use this guide to decide which is right for you.

Should I buy a house now? Explore essential factors, expert tips, and resources to help you decide if it’s the right time to purchase your dream home.

Compare FHA and conventional loans. Learn the key differences, including down payments, credit scores, and mortgage insurance to choose the best option for you.

Learn what a jumbo loan is, the requirements to qualify, and how jumbo loans work to help you decide if it’s the right choice for your high-cost home purchase.

Discover how to calculate home equity, borrow against it, and explore home equity loan options like a HELOC or cash-out refinances to meet your financial goals.