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General

I Simply Just Don’t Understand…

Metro Atlanta’s housing market has entered a clear—and in some price bands undeniable—buyer’s market. Homes that once sold in days now routinely sit for 60 to 90 days or more, even in sought-after areas.

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General

When Getting a Mortgage…Maybe We’re Asking the Wrong Questions

As I write this, the federal government has been shut down for 28 days. That’s four full weeks during which hundreds of thousands of federal employees have gone without a paycheck—a full month without income for families who depend on it.

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General

Someone Must Be Listening…

Several weeks ago, I posed a simple question: “Why not?”—specifically, why not extend mortgage terms beyond the traditional 30-year fixed structure that dates back to the 1930s. To my surprise, it appears someone may indeed be listening.

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A clock face with "time for change" written on it.
General

It’s Time for a Change

As I write this, the federal government has been shut down for 28 days. That’s four full weeks during which hundreds of thousands of federal employees have gone without a paycheck—a full month without income for families who depend on it.

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General

Shutdown Economics: Markets Move on Intuition as Rates and Gas Prices Fall

As of this week, the federal government has been shut down for three weeks—an unusually long pause that has left financial markets operating without the guidance of key economic data.

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Meeting with a Loan Officer
General

Good or Simply the Best?

Buying a home is not just about loan approval. It is about positioning yourself to succeed in today’s market and tomorrow’s economy.

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General

The Trend is Your Friend

Despite the ongoing dysfunction in Washington—now entering Day 14 of the government shutdown—financial markets have remained remarkably resilient.

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General

Signs That Times May Be Changing: Are Buyers Coming Back to the Market?

While national mortgage application data may suggest continued weakness in housing demand, a closer look reveals a more nuanced—and perhaps encouraging—story.

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A man with glasses sitting at an office desk. Looking at the computer screen with a concerned expression
General

Rates Did What?

The Federal Open Market Committee (FOMC) met for its sixth of eight scheduled meetings this year and, as widely expected, reduced the benchmark federal funds rate by a quarter point.

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Close up of someone holding a cell phone at a desk with a laptop. Text in the top left corner reading this is the last call.
General

Last Call: The Buyer’s Market May Be Closing

This week’s inspiration comes from Semisonic’s 1998 hit Closing Time. Much like the final call at a bar, prospective homebuyers may soon face the end of a rare window of opportunity.

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