Driving Until You Qualify
This week’s musical inspiration comes from Willie Nelson’s iconic 1980 country hit On the Road Again. The song captures the feeling of constant travel—an increasingly relevant theme for many aspiring homeowners
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Don’t Stop Believing: Homeownership May Be Closer Than You Think…
This week’s inspiration comes from Journey’s 1981 anthem Don’t Stop Believin’. For many first-time homebuyers, the song’s title captures both the challenge and the hope of entering today’s housing market.
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The Fed Cut 2025
The Federal Reserve cut its benchmark rate by 0.25% at Wednesday’s meeting, a move fully anticipated by markets.
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Rates Did What?
The Federal Open Market Committee (FOMC) met for its sixth of eight scheduled meetings this year and, as widely expected, reduced the benchmark federal funds rate by a quarter point.
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Good or Simply the Best?
Buying a home is not just about loan approval. It is about positioning yourself to succeed in today’s market and tomorrow’s economy.
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Is There a Bad Moon Rising?
Over the past several weeks, I’ve shared my view that the U.S. economy is quietly slowing — to the point where more people may begin using the “R” word (recession) in normal conversation.
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Mr. President… You Can’t Have Your Cake and Eat It Too
Recently, the President has expressed frustration that the press has failed to fully appreciate—or even acknowledge—his transformation of the U.S. economy into what he repeatedly describes as the “best ever.” This rhetorical flourish will sound familiar to anyone who has listened for more than five minutes.
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Markets, Messaging, and the Growing Trust Deficit
Global markets are increasingly signaling skepticism—not panic, but doubt—toward the optimistic economic narrative emanating from Washington. Despite enthusiastic declarations that the U.S. economy is the strongest in history, investor behavior suggests confidence is eroding rather than strengthening.
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Fed Takes Expected Path…Cuts 0.25%—But Mortgage Rates Defy the Usual Script
The Federal Reserve delivered the move markets had fully priced in: a 0.25% cut to its benchmark lending rate. Normally, the mortgage market reacts counterintuitively to Fed cuts—rates often tick higher, not lower, as investors reposition for future policy moves and reassess inflation risks.
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Who Needs “Real” Economic Data When We Have Joe Lunch Pail…
As we approach next week’s Federal Reserve meeting, markets are placing slightly better than even odds on a 25-basis-point rate cut—far from the 50-basis-point move that was circulating among analysts back in October.
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