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205 S. Hoover Blvd., Suite 203 Tampa, FL 33609 Mobile (575) 323-4409 Tel (561) 293-2817 [email protected]
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- Condo Mortgage
- Construction Loan
- FHA Loan
- First-Time Homebuyers
- VA Loan
Brent Schreurs
Your biggest decision is my biggest passion
Hi, I’m Brent! With almost a decade in the finance industry, I bring a versatile skill set to meet your needs. My background spans roles as a banker, real estate agent, builder sales rep, and loan officer, each of which has sharpened my communication, negotiation, business planning, and operational skills. Every experience has prepared me to build strong, trusted relationships with my clients.
Whether you’re looking to buy, refinance, or renovate, I offer a wide array of loan programs to help you achieve your financial goals. From conventional and jumbo loans to FHA and VA options, we’ll work together to personalize the mortgage experience and find the right fit for your needs. Start your journey with America’s #1 Retail Mortgage Lender.
Outside of work, you can find me enjoying family time, hitting the water, traveling, or staying active.
Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
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Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.