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- monday: 8:00AM – 7:00PM
- tuesday: 8:00AM – 7:00PM
- wednesday: 8:00AM – 7:00PM
- thursday: 8:00AM – 7:00PM
- friday: 8:00AM – 7:00PM
- saturday: 9:00AM – 3:00PM
Your Local CrossCountry Mortgage Loan Officer
Brent Schreurs
I’ll personalize your home financing
Hello! I’m Brent Schreurs, a senior mortgage loan officer and sales manager at CrossCountry Mortgage, America’s #1 Retail Mortgage Lender. With nearly 10 years in finance as a former banker, real estate agent and builder sales representative, I combine deep industry knowledge with a client-first approach to deliver tailored solutions for homebuyers, refinancers and investors.
I specialize in Palm Beach County, FL (my home in Palm Beach Gardens), South Padre Island, TX and Las Cruces, NM. I help families navigate conventional, jumbo, FHA, VA and HELOC loans with competitive rates, fast closings and zero stress. Whether you’re a first-time buyer, relocating or tapping home equity, my transparent process and nationwide reach help make dreams a reality.
Passionate about family, water sports, travel and active living, I bring that same energy to every loan. Schedule a free consultation today and find out why clients across Florida, Texas and New Mexico call me their go-to loan officer.
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Guides and resources
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Brent’s testimonials
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.