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Your Local CrossCountry Mortgage Loan Officer

Ashley Luster

  • Loan Officer
  • Wilmington, NC Mortgage Loan Officer
  • NMLS #654709
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I’ll be with you every step of the way

Hello! My name is Ashley Luster. With over 20 years of experience in the mortgage industry, I’m dedicated to helping clients find the right home loan solution. Whether you’re a first-time homebuyer or homeowner looking to refinance, I offer expert advice, competitive rates and a seamless, stress-free experience tailored to your goals. I’ll walk you through each step of the mortgage process, answer your questions and keep you up to date on your loan’s status. From start to finish, you’ll feel confident in closing with America’s #1 Retail Mortgage Lender.

When it comes to finding the right home financing for you, I start by listening. We’ll discuss your options to find the right loan for your goals. I offer a wide range of loans, including conventional, jumbo, FHA and VA programs. Together, we’ll develop a mortgage plan just for you.

From our first discussion to your closing day, I look forward to providing you with second-to-none communication and customer service.

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Neutral living room with fireplace.

The Fed dropped its benchmark interest rate.

What does this mean for you? Mortgage rates typically move in the same direction, although they aren’t tied directly to the Fed decision.

If you want to buy a home or refinance, understand your mortgage choices with a pre-approval. Getting ready now means you can move quickly when you find the perfect home or the rate that makes a refi work for you.

  • Get pre-approved for a purchase
  • Get pre-approved for a refinance
  • Calculate equity for a cash-out refi

Want to learn more about our expert take on lower rates?

Get Pre-approved

Buying Now Means Saving Later

Don’t fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you’ll save upfront and thousands down the line. 

Your free rate quote

For full terms and conditions, visit ccm.com/buynowrefilater