Headshot of Debra Smith

Debra Smith

Producing Branch Manager

Addison, TX Mortgage Lender

NMLS #1066945

Adress
15851 N. Dallas Parkway, Suite 700
Addison, TX 75001
Contact Methods
Email
mobile Mobile
(214) 207-9404
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Debra

Hi, I’m Debra, and I understand the importance of the mortgage journey for homebuyers. Whether you’re a first-time homebuyer or someone building an investment portfolio, my entrepreneurial background and years of financing experience will allow me to advise you on the investment aspect of the transaction.

With CrossCountry Mortgage, I’m able to provide the timely, stellar service you expect of America’s #1 Retail Mortgage Lender while keeping the transaction personal. One of my clients once stated, “Debra always made us feel like we were her only client.” That’s because I take the time to answer questions, provide loan status updates, and walk people through each step of the mortgage process. Together, we’ll make our way through your home loan journey.

My success comes from strategic collaborations with real estate agents who appreciate my commitment to customer service. From application to closing, I look forward to making your mortgage experience feel like a win.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Woman with laptop on her cell phone prepares for mortgage rates to drop.
    Published on

    Mortgage Rates: How To Prepare For A Drop

    Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.

  • A two-story white house with a vibrant garden exemplifies homeownership and the considerations for the average down payment on a house.
    Published on

    What is the Average Down Payment on a House?

    Curious what the average down payment is on a house? Learn how factors like home price, loan type, and location influence what you need to save in this guide.

  • A happy family, husband, wife, and child, standing in front of their home window, showcasing the benefits of a Home Equity Line of Credit (HELOC).
    Published on

    What Is A Home Equity Line Of Credit (HELOC)?

    Explore how a Home Equity Line of Credit (HELOC) can fund major expenses and learn about the application process, interest rates, and the pros and cons.

  • Parent organizing and labeling boxes in living room to prepare for new school year.
    Published on

    Home Organization Tips For The School Year

    Prepare your home for the new school year with these organizational tips: set up homework spaces, reorganize rooms, optimize the kitchen, and find storage.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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