Headshot of Amy Cooley

Amy Cooley

Loan Officer

York, PA Mortgage Lender

NMLS #138208

94-96 Theater Lane
York, PA 17402
Contact Methods
tel Phone
mobile Mobile
(717) 578-9946
fax Fax


About Amy

As a child, I lived in 19 houses before the age of 18, and understand the struggles families can face when trying to get approved for a home loan. I started my career working for a mortgage company as a telemarketer when I was 16. Now, I have over 25 years in the industry and reputation for finding solutions for my clients when others can’t.

The key to finding the right loan is personalizing home financing. I’ll start by listening to your homeownership dreams and answering your questions about how to achieve them. We will discuss each step involved, making clear what happens from application to closing. My passion is overcoming any challenge my clients face and I will work hard to help you achieve your homeownership goals.

I’m married with two boys born 16 years apart, so we currently have one child learning to drive and one learning to walk! My husband and I have been together for 20 years and spend our free time with the boys or outdoors. While we were in shock with our youngest’s arrival, we are blessed to have him join our crew.


  • Purchase and Refinance
  • First Time Homebuyers
  • Purchase
  • Recruiting Business Development
  • Refinance Loans
A potential first-time homebuyer looking at down payment assistance options on a laptop with her cat

Down payment assistance

Turn years from now into today


Saving for a down payment can be a challenge, we get that. With our variety of down payment assistance (DPA) programs for conventional and FHA loans, you could buy a home with little or no cash.

For most of these programs, one buyer must be a first-time homebuyer, and homebuyer education and other requirements may apply.

We make home happen. Contact me today to see which option is best for you.

Learn more

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 717-204-3005