Headshot of Maria Lerma

Maria Lerma

Loan Officer

Brentwood, CA Mortgage Lender

NMLS #344828

3381 Walnut Blvd., Suite 200, Suite H
Brentwood, CA 94513
Contact Methods
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(925) 783-0553


About Maria

For over 25 years, I’ve built a fulfilling career in the mortgage industry using knowledge and dedication to provide every client exceptional and personalized service. I always strive to provide an efficient and smooth home financing transaction for my clients and partners. From application to closing, that means answering questions, simplifying the process, and offering frequent, clear communication. All my work is committed to building lasting relationships with homebuyers, referral sources, and business associates.

As a loan officer, I work closely with Veterans and the local Hispanic community, including many who achieved their dreams of homeownership. Whether you’re a first-time homebuyer, a house hunter planning your next move, or a long-time homeowner considering a refinance, I offer a variety of loan programs to fit your goals. We’ll discuss conventional, VA, FHA, and a range of non-qualified mortgage options to find the right home loan for you. I can’t wait to get started on your home financing journey.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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