Headshot of Maria Lerma

Maria Lerma

Loan Officer

Brentwood, CA Mortgage Lender

NMLS #344828

Adress
3381 Walnut Blvd., Suite 200, Suite H
Brentwood, CA 94513
Contact Methods
Email
mobile Mobile
(925) 783-0553
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Maria

For over 25 years, I’ve built a fulfilling career in the mortgage industry using knowledge and dedication to provide every client exceptional and personalized service. I always strive to provide an efficient and smooth home financing transaction for my clients and partners. From application to closing, that means answering questions, simplifying the process, and offering frequent, clear communication. All my work is committed to building lasting relationships with homebuyers, referral sources, and business associates.

As a loan officer, I work closely with Veterans and the local Hispanic community, including many who achieved their dreams of homeownership. Whether you’re a first-time homebuyer, a house hunter planning your next move, or a long-time homeowner considering a refinance, I offer a variety of loan programs to fit your goals. We’ll discuss conventional, VA, FHA, and a range of non-qualified mortgage options to find the right home loan for you. I can’t wait to get started on your home financing journey.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Exterior of a multi-family home that provides separate living spaces for multiple families.
    Published on

    What Is a Multi-Family Home?

    Confused about the difference between duplexes & condos? Dive into our guide & learn everything about multi-family homes - perfect for renters & investors!

  • Image of a man using a saw while doing a home improvement project.
    Published on

    Loans For Home Improvement

    Discover how to finance home improvement projects with ease. Learn about the different loan options available, qualification requirements, and the application process.

  • Couple sitting together on couch researches a cash-out refinance loan on their cell phone.
    Published on

    What Is A Cash-Out Refinance Loan?

    Unlock your home's equity with a cash-out refinance loan. Get funds for renovations or debt consolidation. Learn how it works and if it's right for you.

  • Man sitting on couch reviews financial records to help calculate his debt-to-income ratio (DTI).
    Published on

    How to Calculate Debt to Income Ratio

    Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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