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Miroslava Ramirez

Sr. Loan Officer

CCM Livermore

NMLS #2091727

600 Main Street, Suite C
Pleasanton, CA 94566
Contact Methods
mobile Mobile
(909) 532-1846


About Miroslava

My favorite book since I was young has been “The Richest Man in Babylon.” The theme of this old book is that you must do what you can with what you have. With consistency, you can persevere. That’s how I’ve always looked at wealth: do what you can with what you have, be consistent, and stay on course. I believe your home is one of the greatest wealth builders and a steppingstone to what’s next.

Allow me the privilege of helping you take the next step by finding the right home loan. We’ll discuss a variety of products, such as conventional, FHA, VA, USDA, and CCM’s Signature Series loans, to create a personalized financing plan. If purchasing a home is too far off, contact me to talk about your options and goals. Whether you’re purchasing your first home, your second home, or financing an investment property, I look forward to helping you build your steppingstones.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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