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Jarek Kwiatkowski

Sr. Loan Officer

Carbon Team - BK

NMLS #404413

37 N 15th St, Ste 108
Brooklyn, NY 11222
Contact Methods
mobile Mobile
(917) 716-6129
fax Fax


About Jarek

I joined the mortgage industry in 1998 by accident, not knowing it was a sales job I’d love for life. I enjoy making a lifelong difference in people’s lives, helping clients accomplish their dreams, or helping borrowers make more educated home financing decisions. Whether you’re buying, refinancing, or investing, I’m excited to help you get it done.

From first-time homebuyers to real estate investors, I’ve helped a wide clientele achieve a variety of goals. That success starts with a detail-oriented approach focused on your needs and dreams. I’ll provide clear expectations for the mortgage process, always be available to answer your questions, and keep things organized every step of the way.

When it comes to finding your loan, I personalize home financing. I’m fully proficient in conventional, FHA, and jumbo loans, and we’ll discuss your options to determine the best fit for your plans. I can’t wait to get started!

I grew up in Poland, finishing high school and starting college there. I then graduated with a finance degree in New York City. Today, I love to travel, sports, movies, books, history, and geography.

Check out my Google Reviews


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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