Headshot of Rick Martino

Rick Martino

Sr. Loan Officer

Carbon Team - BK

NMLS #129176

Adress
37 N 15th St, Ste 108
Brooklyn, NY 11222
Contact Methods
Email
mobile Mobile
(917) 751-9656
fax Fax
914-984-5048

Awards

About Rick

When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances.

Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond.

Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

First time homebuyers relaxing in the living room of their new home

Get up to $3,000 in down payment assistance

Your home starts here
Freddie Mac BorrowSmart AccessSM

Are you looking to live in Miami-Fort Lauderdale-Pompano Beach, FL? We’d love to help you buy your first home.

We’re proud to offer Freddie Mac BorrowSmart Access, a program that provides up to $3,000 in down payment/closing cost assistance based on Area Median Income (AMI) and other eligibility criteria.

To learn program requirements and apply,
click the button below!

Get Started

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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