Headshot of James McKenna

James McKenna

Loan Officer

Carbon Team - Cranford

NMLS #234353

14 Commerce Drive, Suite 400
Cranford, NJ 07016
Contact Methods
mobile Mobile
(973) 271-2240
fax Fax


About James

I have 36 years of experience in key mortgage roles, such as direct sales, branch management, and regional management. Since my start, I’ve built my business on accountability, empathy, product knowledge, and responsiveness. These values are enhanced by a passion for direct sales production and the ability to relate to client needs.

Whether you are buying your first home or ninth, I want to make sure you’re not surprised. This is why I start by providing a roadmap for your entire home loan process. I will go the extra mile through continuous loan status updates and quick answers to every question or concern. Communication promotes confidence, and I want you to feel informed every step of the way.

When it comes to finding the right mortgage for you, know I’ve helped clients purchase or refinance most types of property. From single-family homes and condominiums to cooperative apartments, vacation homes, multi-family houses, and investment properties, I get it done. I’m an expert in conventional, FHA, VA, and jumbo loans. No matter your homeownership dream, we will make it a reality.

I grew up in Port Washington, New York, a nice town on the north shore of the Long Island Sound. I played lacrosse in college after graduating from Paul D. Schreiber High School in 1975. For fun, I enjoy hiking in the mountains of northern and western New Jersey, exercising regularly, walking my dogs, riding my bicycle through back country roads, spending quality time with friends and family, and reading.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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