Headshot of Andrew Tobin

Andrew Tobin

Regional Renovation Sales Manager

NMLS #589986

19 N. Main Street, Suite A
Pearl River, NY 10965
(914) 356-6685 (914) 356-6685
Cell phone
(914) 356-6685 (914) 356-6685
[email protected]
Specializes in
Renovation Loans
Renovation Loans
Refinance Loans
Refinance Loans



About Andrew

When you come to me for your mortgage, I begin by listening. I want to understand your goals and priorities so I can offer a home loan that’s right for you. You may be a first-time homebuyer or a long-time homeowner. You may be buying an investment property or looking for a renovation loan. I offer a wide range of loan programs, from FHA and VA to conventional and jumbo. You are an individual and my recommendations will respect your unique circumstances.

Communication is key, and sharing information is as important as listening. I will make sure you know what’s happening with your mortgage as it progresses through the process and will be available to answer your questions. I’ll be with you every step of the way, from application to closing and beyond.

Whether you are buying, refinancing, or renovating, I am ready to give you the outstanding home loan experience you deserve.


Recent Posts and Articles

  • A renovation contractor drawing on the blueprints

    The Renovation Contacts Checklist

    A pain-free renovation depends on the people who will make it happen, so make a checklist of your project’s A-team.

  • A couple working on their DIY home improvement project thanks to their rehabilitation mortgage loan

    The Home Renovation: Know Your Abilities & Limitations

    Undergoing a home-improvement project is exciting but make sure you set realistic expectations and budget carefully to ensure smooth sailing.

  • Father and son taking some of the funds from their renovation mortgage loan to remodel their kitchen

    Returns On Renovations

    Dreaming of renovating your home to make it your own? Consider what upgrades will pay for themselves over time and be the best use of your renovation mortgage loan.

  • Couple comparing paint samples while renovating their home

    How to Find the Right Home Renovation Contractor

    Need help renovating your home? Learn what to look for and what questions to ask, other than the cost, to find the right home renovation contractor for you.

First time homebuyers painting their home financed with a rehabilitation loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.


Helping your home financing process go smoothly.

  • There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (914) 356-6685