Chaz Hinz

SVP of Mortgage Lending

NMLS #309521

Address
169 Saxony Road Suite 104
Encinitas, CA 92024
Contact
Phone
(858) 922-0645 (858) 922-0645
Email
[email protected]
Fax
312-500-8726
Specializes in
Purchase and Refinance
Purchase
Refinance Loans

Awards

MEET YOUR LOAN OFFICER

About Chaz

Chaz and Justin recently completed their brand merger and bemortgage is now doing business as CrossCountry Mortgage. Chaz and Justin are a multi-award winning team in pursuit of excellence in all they do for their clients and business partners. They believe that home is where your story begins and in order to get you there, you need experts like Chaz and Justin, working for you! Chaz and Justin will make you feel like a VIP and they pride themselves on implementing a concierge service with you - including managing deadlines during your loan process, creating a plan of action with you (catered to your goals and no one else's) while staying compassionate and making you feel at ease during every step of the process. You may visit their website at crosscountrymortgage.com/chaz-and-justin or contact them at [email protected] and [email protected].

Blog

Recent Posts and Articles

  • 4 Reasons Why You Should Compare Mortgages

    Are you ready to buy a house? Browse our broad selection of mortgage products and loan officers to find the best fit for your home financing situation.

  • The Power of Choice When Buying a Home or Refinancing a Mortgage

    There is no right or wrong answer when it comes to selecting a mortgage. Whether you’re buying a home or refinancing your current mortgage, there are several programs to choose from to help you reach your financial and personal goals.

  • Expand Your Horizons By Refinancing Your Mortgage

    Refinancing a mortgage does more than lower mortgage interest rates. Discover how you can get closer to achieving your life goals after refinancing your loan!

  • Is This a Good Time to Refinance? 

    Trying to decide if you should refinance your mortgage? We’ve crafted a list of reasons why refinancing your mortgage could be the right fit for you!

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Resources

Helping your home financing process go smoothly.

  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at (858) 922-0645

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