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Mike Labak

Loan Officer

Chicago, IL Mortgage Lender

NMLS #223113

Adress
413 N. Carpenter St., Suite 1W
Chicago, IL 60642
Contact Methods
Email
mobile Mobile
(630) 418-2615
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Mike

Hi, I’m Mike Labak, and I’ve been a Chicagoan my entire life. Since entering the mortgage industry in 1990, I’ve become a well-respected expert in home loans, helping over 10,000 people find and finance homes. My forte is new construction and government lending with a proven track record with local real estate firms, financial planners, attorneys, and community organizations. I’ve created a vast network of referral sources in Illinois and throughout the U.S. – and now offer the backing of America’s #1 Retail Mortgage Lender.

When you come to me for your mortgage, I listen. That’s how I’m able to structure your ideal home loan — by understanding your goals and priorities. As an expert in VA, FHA, conventional, and jumbo loans, my ability to review your financial situation and requirements assures a seamless transaction. I look forward to achieving your homeownership dreams!

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

  • Woman with laptop on her cell phone prepares for mortgage rates to drop.
    Published on

    Mortgage Rates: How To Prepare For A Drop

    Prepare for future rate drops with our guide on mortgage rates. Learn how to improve your credit, save for a down payment, and explore loan options to get ready.

  • A two-story white house with a vibrant garden exemplifies homeownership and the considerations for the average down payment on a house.
    Published on

    What is the Average Down Payment on a House?

    Curious what the average down payment is on a house? Learn how factors like home price, loan type, and location influence what you need to save in this guide.

  • A happy family, husband, wife, and child, standing in front of their home window, showcasing the benefits of a Home Equity Line of Credit (HELOC).
    Published on

    What Is A Home Equity Line Of Credit (HELOC)?

    Explore how a Home Equity Line of Credit (HELOC) can fund major expenses and learn about the application process, interest rates, and the pros and cons.

  • Parent organizing and labeling boxes in living room to prepare for new school year.
    Published on

    Home Organization Tips For The School Year

    Prepare your home for the new school year with these organizational tips: set up homework spaces, reorganize rooms, optimize the kitchen, and find storage.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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