Your Brooklyn, New York home loan experts
Your biggest decision is our biggest passion
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
As part of America’s #1 Retail Mortgage Lender, our team is dedicated to making every mortgage feel like a win. At Team Michael at CrossCountry Mortgage, we believe that home financing isn’t just about loans; it’s about people, purpose and community.
Whether you’re a first-time homebuyer, a long-time investor or a homeowner looking to refinance, we’re here to help you reach your goals with confidence. Our mission is simple: to make the mortgage process clear, smooth and centered around you.
Our team is made up of experienced loan officers and dedicated professionals who live, work and invest in the communities we serve. We understand the importance of local insight, personal attention and expert guidance — and we bring all three to every client relationship.
Every client we work with becomes part of our extended family. We take pride in offering honest advice, transparent communication and a streamlined process that gets you to the closing table and beyond.
Meet our team
Branch Leader
Andrew Michael
- Branch Manager
- NMLS #186193
- 61 Greenpoint Ave
- Suite 642
- Brooklyn, NY 11222
Vincent Carlisi
- VP of Sales
- NMLS #1443779
- 61 Greenpoint Ave
- Suite 642
- Brooklyn, NY 11222
- [email protected]
- mobile 516-710-5141
- tel 917-985-7976
- fax 917-387-8939
Mauro Salamone
- Senior Loan Officer
- NMLS #1551788
- 61 Greenpoint Ave
- Suite 642
- Brooklyn, NY 11222
- [email protected]
- mobile 917-688-6066
- tel 917-985-8207
James Hancock
- Sr. Loan Officer
- NMLS #2111557
- 61 Greenpoint Ave
- Suite 642
- Brooklyn, NY 11222
Our support staff
Aubrey Ooi
Branch Operations Manager
Amy Zheng
Loan Officer Assistant
Jacqueline Collado
Sales AssistantGuides and resources
Testimonials
Inspiration for your home loan journey
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.