Headshot of Nicole Ferrara

Nicole Ferrara

Sr. Loan Officer

Danvers, MA Mortgage Lender

NMLS #1520761

Adress
99 Rosewood Drive Suite 225
Danvers, MA 01923
Contact Methods
Email
mobile Mobile
(617) 293-0779
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender Badge
Mortgage Bankers Association Member

About Nicole

Born and raised in Winthrop, Massachusetts, Nicole graduated with a degree in economics and psychology from Syracuse University where she played and was captain of the Division I Ice Hockey team.

Nicole's goal is to simplify the mortgage process by educating her clients, so they understand and feel comfortable with their loan option, for one of the biggest purchases they will make in their life. With a strong attention for detail and a caring personality, she is always willing to go the extra mile to assist her clients in attaining their dream of home ownership.

Recent Posts and Articles

Blog

  • Man sitting on couch reviews financial records to help calculate his debt-to-income ratio (DTI).
    Published on

    How to Calculate Debt to Income Ratio

    Learn how to calculate your Debt-to-Income Ratio (DTI) to assess your financial health for loans. Discover tips to lower DTI and secure better loan terms.

  • Garden featuring a mix of flowers that flourish in the homeowners plating zone.
    Published on

    What Planting Zone Am I In?

    Find your USDA Plant Hardiness Zone to select plants thriving in your climate. Explore plating zones from Alaska to Puerto Rico for a flourishing garden.

  • Father and daughter stand outside of their new home
    Published on

    What Is A Lender Credit?

    Discover how lender credits can ease your homebuying journey by covering closing costs. Learn their benefits, drawbacks, and how they impact your mortgage.

  • Home buyer Family sits around together on couch in their new home.
    Published on

    National Association of Realtors Profile of Home Buyers and Sellers

    Discover insights from the National Association of Realtors 2023 Home Buyers and Sellers Profile: trends, data, and analysis for the real estate industry.

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

What Our Clients Say

Nicole was great! She was extremely responsive and eager to help whenever we had questions. She was very knowledgeable, patient, easy to talk to and kind. She also made herself available at different times of the day to answer our questions.
Joel A.
Nicole is an expert in her field. I dealt with another bank mortgage officer, but at my first meeting with Nicole, I could tell the difference. The loan officer was available to answer my all questions quickly.
Usman A.
Nicole Ferrara was amazing throughout the process. Nicole did a great job of keeping me informed of where we were in the process and ensuring I returned everything in a timely manner. I would recommend her to anyone and everyone.
Jennifer R.

Inspiration for your home loan journey.

Your Mortgage Expert

A Lender You Can Trust

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