Headshot of David Fortin

David Fortin

Loan Officer

Midlothian, VA Mortgage Lender

NMLS #459484

14405 Justice Road
Midlothian, VA 23113
Contact Methods
tel Phone
mobile Mobile
(804) 306-2680
fax Fax


About David

For the last 7 years, I have lived in Powhatan County, Virginia with my wife and son. Many years ago, I served in the U.S. Coast Guard, then served as a police officer in San Diego, California. I moved back to Virgina and became a home loan originator in 2008, continuing my tradition of assisting people at various stages in their lives. I especially enjoy helping folks finance their first homes, as I firmly believe it is one of the most exciting purchases an individual can make!

When you choose to work with me and my team, your mortgage intentions will be met with a listening ear and a complete understanding of your specific circumstances. If you’re a first-time homebuyer, rest assured that I will walk you through each step of the loan process and resolve any questions you may have. If this is not your first mortgage, we will discuss some of the newer products that are available and rediscover how staple programs like conventional, jumbo, FHA, VA, renovation, investment, and refinance have evolved over time.

In my off time, my family and I truly enjoy the outdoors: riding our ATVs and dirt bikes, and getting out on the water for a day of fishing.


  • Purchase and Refinance
  • Construction Loans
  • Purchase

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 804-419-3131