Headshot of James Johnson

James Johnson

Sr. Loan Officer

Dunkirk, MD Mortgage Lender

NMLS #199611

10020 Southern Maryland Blvd., Suite 100
Dunkirk, MD 20754
Contact Methods
mobile Mobile
(240) 535-2848


About James

I’m an experienced home financing professional who’s a strong believer in the power of positive thinking in the workplace. While I work out of Rockville, Maryland, I visit several federal agencies monthly to introduce the workforce to a variety of home loan products and services. With a decade of mortgage banking experience, I excel in providing solutions that meet my client's goals.

Whether you’re looking to finance or refinance your first home, next home, or investment property, I’m here to guide you. I’ll provide clear communication that instills confidence you are making the right choices for your future. I’m well-versed in conventional and government-insured loans, and you'll benefit from my extensive knowledge of down payment assistance programs. From application to closing and beyond, I’ll help you achieve your homeownership milestone.

A little about me: I live in Alexandria, Virginia, and enjoy spending time with my family and friends and taking long bicycle rides on the Reagan National and George Washington Parkway trail. I’m active in my church and am involved in ministering to homeless individuals.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles


A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

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