Headshot of Chaz  Hinz

Chaz Hinz

SVP of Mortgage Lending

Office Phone:
[email protected]

CrossCountry Mortgage
169 Saxony Road Suite 104
Encinitas, CA 92024


About Chaz

Chaz and Justin recently completed their brand merger and bemortgage is now doing business as CrossCountry Mortgage. Chaz and Justin are a multi-award winning team in pursuit of excellence in all they do for their clients and business partners. They believe that home is where your story begins and in order to get you there, you need experts like Chaz and Justin, working for you! Chaz and Justin will make you feel like a VIP and they pride themselves on implementing a concierge service with you - including managing deadlines during your loan process, creating a plan of action with you (catered to your goals and no one else’s) while staying compassionate and making you feel at ease during every step of the process. You may visit their website at crosscountrymortgage.com/chaz-and-justin or contact them at [email protected] and [email protected].


Resources & Tools

Learn more about our 21 day loan process and home loan options as well as utilize some helpful tools and resources.

21 Day Loan Process

We can close most loans in as few as 21 days! Learn about the 5 step process for our program here.

Mortgage Checklist

Make sure you have all the necessary required documents and information during the loan process with this checklist.

Mortgage Calculators

Determine your mortgage payments, refinance savings, and compare renting vs. owning a home.

Renovation Loans

Looking to buy a fixer-upper or want to make repairs to your current home? Learn all about getting started here.