Headshot of David Hepler

David Hepler

Loan Officer

Forest Hill, MD Mortgage Lender

NMLS #180432

138 Industry Lane, Unit 2
Forest Hill, MD 21050
Contact Methods
tel Phone
mobile Mobile
(410) 717-8518
fax Fax


About David

Born in Fort Pierce, Florida, into a Military family, a sense of discipline and adaptability were instilled into me from a young age. My early years were spent in a variety of locations all over the world, including my formative years in Germany, where I completed my education in the 90s. Moving to Bel Air, Maryland, marked a pivotal moment in my life as I established roots in a new environment. I eagerly started a journey in retail and, with a natural flair for sales and a keen understanding of marketing, excelled in my roles within the retail sector in Florida and Georgia.

However, the call of Bel Air brought me back to Maryland. I took a bold step into the mortgage industry in 2001, drawing upon my experience in sales and management. My journey in home financing has been marked by a deep commitment to clients. I’m dedicated to understanding every person’s goals and offering personalized solutions has earned me a reputation as a trusted advisor. My ability to navigate the complexities of the market with confidence and insight has made me a sought-after professional.

Beyond my professional achievements, I have diverse interests and hobbies. An avid skier, I find solace and exhilaration on the slopes, carving through the snow with skill and finesse. I find joy in the serenity of mountain biking, the thrill of kayaking, and the camaraderie of camping trips. I hope my life story inspires others to chase their dreams and relish life’s adventures!


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Emergency vehicles at scene, including two police cars and an ambulance

CCM Line of Duty
Death Benefit


Our exclusive Line of Duty Death Benefit is designed to provide financial protection to the families of first responders. This complimentary, one-time benefit cancels the balance of your mortgage, up to $525,000, should you fall in the line of duty. It’s our way of saying thank you.

Learn more

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 443-776-4114