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2108 Milestone Drive, Suite 200 Fort Collins, CO 80525 Mobile (970) 405-3336 Tel (970) 632-2971 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Sherri Knott
- Originating Branch Manager
- Fort Collins, CO Mortgage Loan Officer
- NMLS #207667
I’ll be with you every step of the way
Hi, I’m Sherri, and I live by Dr. Wayne Dyer’s advice: “Go the extra mile, it’s never crowded.” I understand that behind every loan application is a real person putting their trust in me. That’s why I believe in going above and beyond for my clients, whether by staying up to date on guidelines, maintaining a positive attitude, or sending birthday gifts to clients. This approach has helped my business grow through referrals and repeat clients.
With over 20 years in the industry, I’ve gained the knowledge and problem-solving skills to help my clients navigate roadblocks and find the right loan programs for their needs. I love learning and always stay informed on the latest guidelines and loan products to better serve my clients. Partnering with America’s #1 Retail Mortgage Lender allows me to offer the most advanced products and services, ensuring my clients have the best experience possible.
Outside the office, I enjoy spending time with my family, traveling, and cheering on the Red Sox.
Sherri’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.