Headshot of John Gardella

John Gardella

Branch Manager

Franklin, TN Mortgage Lender

NMLS #305669

3333 Aspen Grove Dr, Suite 100
Franklin, TN 37067
Contact Methods
tel Phone
mobile Mobile
(615) 583-5287


About John

I’ve been in the mortgage industry for over 30 years and have successfully closed thousands of home financing transactions. My team and I have always prided ourselves on providing A+ customer service and professionalism. We work together to give homebuyers competitive interest rates, fast closings, and a wide range of traditional and innovative loan products. Together, we'll make your mortgage feel like a win.

To help you achieve your homeownership goals, I’ll take the time to guide you through home financing. We’ll discuss your plans and review every mortgage option, from conventional and FHA to VA and USDA loans. Your satisfaction is important to me, so I'll be by your side to answer your questions and guide you from applying for your loan to closing your home. Homeownership is a big opportunity and investment, and I look forward to helping you make it happen.

On a personal note, I’ve been married for over 30 years with three beautiful and successful young adult children. My hobbies include rooting for the Denver Broncos and Florida State Seminoles, golfing, and men's ministry leadership at my church.


  • Purchase and Refinance
  • Purchase
  • Refinance Loans
Equal Housing Opportunity

Tap into your
home equity - fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

First-time homebuyers and their family celebrating in their new home

Buying your first home is possible

Are you dreaming of owning your own home, but it feels impossible to get started? Navigating the homebuying process can be overwhelming, but you're more ready than you think!

We guide you every step of the way – simplifying the process and shaping your homebuying power, so you feel confident all the way home.

Let's get started

Recent Posts and Articles


Helping your home financing process go smoothly.


  • The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Quick Contact Form

Send me a message below or give me a call at 615-583-5287