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99 Rosewood Drive Suite 225 Danvers, MA 01923 Mobile (781) 864-0889 Tel (781) 864-0889 [email protected]
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- monday: 8:00AM – 8:00PM
- tuesday: 8:00AM – 8:00PM
- wednesday: 8:00AM – 8:00PM
- thursday: 8:00AM – 8:00PM
- friday: 8:00AM – 8:00PM
- saturday: 8:00AM – 8:00PM
- sunday: 8:00AM – 8:00PM
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- Down Payment Assistance
- First-Time Homebuyers
- Jumbo Loan
- Purchase
- Refinance
George Koutsos
My team and I will help you win your bid
Hi, I’m George, a mortgage expert with over 35 years of experience helping clients achieve their homeownership dreams. Ranked in the top 1% of loan officers nationwide by volume, my team and I specialize in giving you the edge to win the bid in today’s competitive market.
Having worked with over 10,000 clients, I understand that every homebuyer’s journey is unique. At CrossCountry Mortgage, we offer tailored financing solutions and exclusive portfolio loan programs, allowing us to say “YES” when others might say “no.” This flexibility, combined with a deep understanding of the real estate market, helps us position you for success.
My team and I don’t just secure loans—we collaborate with you and your agent to craft offers that stand out to sellers. With our personalized approach, you’ll feel confident, prepared, and supported every step of the way.
Whether you’re buying your first home or investing in your next property, I’m here to guide you with innovative solutions, expert advice, and exceptional service. Let’s work together to secure your dream home and ensure your offer gets noticed.
I’m excited to support your home financing goals through America’s #1 Retail Mortgage Lender.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.